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You're told a contract has been placed on your life — but you can avoid death with a payoff.

Don't laugh: In 2012, extortionists collected nearly million from 1,354 people who reported this scam to the complaint center.

En español | It used to be that scammers needed to gain your trust to do their work. No longer: Con artists have found that fear and intimidation are often more profitable, especially with people 50-plus.

They'd even try to charm you with kind words to get you to open your heart — and your wallet.

Last year, Americans 50 and older accounted for about half of the nearly million in losses from intimidation schemes reported to the Internet Crime Complaint Center. You're threatened with violence, a lawsuit or arrest over supposed missed loan payments; you're told to pay to avoid a bogus court summons; or you're told a virus will ruin your computer unless you pay. The million figure is probably the tip of the iceberg.

Bullying in school and the workplace is also referred to as peer abuse. In a 2012 study of male adolescent American football players, "the strongest predictor [of bullying] was the perception of whether the most influential male in a player's life would approve of the bullying behavior".Just keep in mind these agencies don't dun people this way or demand information they already have. Sid Kirchheimer is the author of Scam-Proof Your Life, published by AARP Books/Sterling.As winter approaches, be prepared for bogus threats that your utility service is about to be shut off because of unpaid bills. Before you pay, confirm any alleged debt with the utility company. fit=300,190" data-large-file="https://i0com/norwaytoday.info/wp-content/uploads/2017/04/Eleven.jpg? fit=938,593" / Business woman " data-medium-file="https://i2com/norwaytoday.info/wp-content/uploads/2016/06/person.jpg? fit=300,200" data-large-file="https://i2com/norwaytoday.info/wp-content/uploads/2016/06/person.jpg? fit=960,640" / An oil worker walks past an oil installation. " data-medium-file="https://i0com/norwaytoday.info/wp-content/uploads/2016/03/Norway-Today-Train.jpg? fit=300,225" data-large-file="https://i0com/norwaytoday.info/wp-content/uploads/2016/03/Norway-Today-Train.jpg? " data-medium-file="https://i2com/norwaytoday.info/wp-content/uploads/2016/03/tadef5d3.jpg? fit=300,200" data-large-file="https://i2com/norwaytoday.info/wp-content/uploads/2016/03/tadef5d3.jpg? fit=1024,683" / elderly " data-medium-file="https://i2com/norwaytoday.info/wp-content/uploads/2016/06/elderly.jpg? fit=300,200" data-large-file="https://i2com/norwaytoday.info/wp-content/uploads/2016/06/elderly.jpg?

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